Odo was not thinking about hobbit-history. He merely wanted to know where to look for the farm. If Farmer Maggot had lived in a hole, there would have been rising ground somewhere near; but the land ahead looked perfectly flat.
‘He lives in a house,’ answered Frodo. ‘There are very few holes in these parts. They say houses were invented here. Of course the Brandbybucks have that great burrow of theirs at Bucklebury in the high bank across the River; but most of their people live in houses. There are lots of those new-fashioned brick houses – not too bad, I suppose, in their way; though they look very naked, if you know what I mean: no decent turf-covering, all bare and bony.’
‘Fancy climbing upstairs to bed!’ said Odo. ‘That seems to me most inconvenient. Hobbits aren’t birds.’
‘I don’t know,’ said Bingo. ‘It isn’t as bad as it sounds; though personally I never like looking out of upstairs windows, it makes me a bit giddy. There are some houses that have three stages, bedrooms above bedroom. I slept in one once long ago on a holiday; the wind kept me awake all night.’
‘What a nuisance, if you want a handkerchief or something when you are downstairs, and find it is upstairs,” said Odo.
‘You could keep handkerchiefs downstairs, if you wished,’ said Frodo.
‘You could, but I don’t believe anybody does.’
‘That is not the houses’ fault,’ said Bingo; ‘it is just the silliness of the hobbits that live in them. . . . If ever I live in a house, I shall keep everything I want downstairs, and only go up when I don’t want anything; or perhaps I shall have a cold supper upstairs in the dark on a starry night.’
‘And have to carry plates and things downstairs, if you don’t fall all the way down,’ laughed Odo.
‘No!’ said Bingo. ‘I shall have wooden plates and bowls, and throw them out of the window. There will be thick grass all round my house.’
‘But you would still have to carry your supper upstairs,’ said Odo.
‘O well then, perhaps I should not have supper upstairs,’ said Bingo. ‘It was only just an idea. I don’t suppose I shall ever live in a house. As far as I can see, I am going to be just a wandering beggar.’
This very hobbit-like conversation went on for some time.
J. R. R. Tolkien, 'The Return of the Shadow" (1988), pp. 92-93
Vol. 6 of The History of Middle-earth, ed. C. Tolkien